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It’s a smart idea for people to opt for business loans even when they have the money to start a business. Financial experts also advise entrepreneurs to opt for business loans instead of using up their saved capital because it’s the capital that makes the business look more attractive to potential customers.
Applying for a business loan is the appropriate avenue, whether you are starting a new business or have several years of business experience up your sleeves.
Although borrowers of business loans in India are almost spoilt for choice, in the advent of products from so many willing lenders, Bajaj Finserv Business Loan, with its attractive blend of benefits has been able to carve a niche for itself in the Indian financial market of late.
Following individuals are encouraged to apply for business loans from Bajaj Finserv
- Self employed
- Sole proprietorship
- Partnership firm
- Private limited company
- Closely held public limited company
- Societies and trusts
Following documents are required for applying for business loan –
- Duly filled in application form
- Photograph of passport size
- PAN Card
- Address Proof
- Income Tax Return for the last 2 years
- Profit & Loss Statement/Balance Sheet for self employed people
- Ownership documents for the business
- Other documents like certified copy for partnership deed, Memorandum/Articles of Association, Board Resolution (Original)
are desirable like
Salient features of Bajaj Finserv Business Loan
Bajaj Finserv offers you customized business loans to suit your business credit needs. Some of the important features of a Bajaj Finserv Business Loan are as follows-
- Business loans up to Rs 30 lakhs
With Bajaj Finserv, the maximum amount of a business loan you can avail is for Rs 30 lakhs. You can use this to boost up your business operations, invest in infrastructure or even to add to your working capital.
- Avail the flexi loan facility
With a Bajaj Finserv Business Loan, you can withdraw only the amount you need and repay as per your available cash flow at zero prepayment charges. You can opt to pay only the interest amount as EMIs and the principal can be paid at the completion of the loan tenure. Interest is levied on the withdrawn amount only which means, your EMI is lowered by up to 45 %.
- Makes large capital affordable to you
Bajaj Finserv business loan offers easy and instant business finance to small business enterprises at low business loan interest rates. Whether you have short-term, intermediate-term or short-term requirements for your business, Bajaj Finserv business loan provides perfect financing solutions to address your distinct needs.
- You don’t have to pledge any collateral
There is absolutely no need for you to pledge your business or personal assets as collateral to get financing from Bajaj Finserv. Therefore, value appraisal of your assets is not required. This makes the funding faster and it comes to you with minimal documentation.
- Offers hassle-free unsecured loans
The unsecured business loans from Bajaj Finserv have easy business loan eligibility criteria and are approved within 24 hours. Just submit a couple of documents and fulfill urgent financial needs for your growing business.
About Bajaj Finserv
Bajaj Finserv is Financial Services company based in India that provides a diverse range of asset management, lending, insurance and wealth management services to its customers through its efficient delivery channels. It was established in the year 2009, as a venture of Bajaj Holdings and Investments Limited Company. Bajaj Holdings has been registered as a Non-Banking Financial Company (NBFC) with Reserve Bank of India and is classified under the category of Non-deposit-taking NBFC according to the RBI norms. The company enjoys a wide network of more than 1,400 branches across the country with staff strength of around 20,000. The company was even ranked 119th among top 500 companies earmarked by the Economic Times in 2014.
The bottom line
Grow your business with business loans from AFINOZ.COM, the best online financial marketplace in India, which has revolutionized the financial services sector of late. It has digitalized the entire financial processes involving business loans and thrives in providing quick, reliable, transparent & confidential solutions.
Apply for a Bajaj Finserv business loan through the online platform of Afinoz.com. We have made the entire process of application and approval of business loan Bajaj Finserv much simpler so that you can get the best business loan from the comfort of your own.
AFINOZ.COM is an online financial marketplace for customized rate quotes on loans and investment products in India. The company is owned by DS Finworld Pvt. Ltd. Our objective is to make personal financial decisions easy, seamless and transparent for our customers. We have designed a system that ensures faster processing and quick disbursal of the loan.
if you have any quary about sbi personal loan then you can contact with afinoz team.